About
Reading company finances as simply as shopping online
Bilanea was born from an observation: small-business owners have their numbers but rarely a clear reading, and buyers lose months verifying listings. We built a deterministic analysis engine, sector benchmarks and a marketplace that speak the same language.
Our approach
Computations are deterministic and verifiable: every amount in the report traces back to chart-of-accounts entries, every ratio is documented, every gap is displayed. Artificial intelligence only steps in to read scanned documents and write a summary from the computed figures, never to invent a value.
We apply the reading standards of banks and accountants: intermediate management balances, cash flow from operations, usual debt constraints, recognised valuation methods. The result is a report you can put on the table of a credit committee.
Who it is for
- Owners of small, medium and mid-cap companies who want to steer and finance
- Tradespeople and shopkeepers preparing a transfer
- Banks and lenders processing files
- Buyers and investors assessing targets
- Accountants and advisors producing summaries for their clients
Commitments
- Data hosted in the European Union, encrypted at rest and in transit
- No model training on your documents
- Files deleted on request, access log available
- Transparent pricing: first analysis free, credits by the unit or subscription
How we work with you
We publish our calculation rules, keep every figure traceable to the source accounts and answer support requests within one business day. New sector benchmarks and features are announced on the blog, and every customer can export their data at any time. If a figure looks wrong, tell us: each report carries a link to the analysis so we can reproduce it exactly.
Join the owners who read their numbers
Create your account and upload a first document.